Letter of Explanation of Relationship for Mortgage

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A mortgage is a legal contract by which a person takes a loan usually to buy or build property on interest from the bank in exchange for the title of the property which is returned after the loan is paid back.

A mortgage is paid back in instalments which are decided in advance. The interest rate determines the amount that is to be paid. When people get married they often want to add their spouses to share the mortgage. Similarly, when people fall ill, they might include a sibling or their offspring in their mortgage.

In such cases, a letter is written to the bank to inform them about sharing the mortgage with another person. The purpose of this letter is to inform the bank that the person being named is trusted by the debtor and they can be trusted with all the mortgage details including information about the instalments paid and the amount pending etc.

Letters written in regards to your mortgage are very sensitive in nature just like all other financial issues and should be written very carefully after double checking all the facts and figures. There should be no grammatical or spelling mistakes.

Also, all the identity numbers, account numbers and other documents of the person being added to share the mortgage should be attached with the letter. The tone of the letter should be formal but polite. It should be kept brief, but no relevant detail should be left out.

Lastly, it should be addressed to the relevant authority to avoid ambiguity.

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I had taken a mortgage from your bank, and I have been paying the instalments for the last two years. My remaining amount is [amount]. My amortization period is [number] years.

I got married in [year name] and I want to share the title of the property and the mortgage with my wife. Her name is [name] and identity number is [number]. She is an account holder in your bank. Her account number is [number].

I authorize you to give her full access to my mortgage account and provide her with any information she may require in this regard. I am attaching her full contact details. Please include her name in my mortgage account.

I want to assure you that there would be no delay in the repayment schedule. On the other hand, we intend to increase the number of our monthly instalments. We would come by the bank to discuss this in detail on [date] with our broker Mr. [name]. I am also attaching her documents which are required for sharing the mortgage.

These include copies of her identity card, her bank statement and proof of income documents along with our marriage certificate. If you have any more queries, please feel free to contact me on [phone number] or [email address].

Looking forward to your prompt response.

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I had taken a mortgage from [ABC] bank on [date] and I want to include my sister in my mortgage. She is going to share the title of the property with me. We are going to share the instalments too. I have taken this decision due to some health issues.

I would be travelling from [month] for getting treatment from abroad. Since I would be out of the country and this may interfere with my payment schedule, having her on board will help me stay on track and ensure that I do not fall behind the schedule. She is a very responsible person and I trust her completely.

I authorize you to deal with her in my place and I am giving her the power of attorney to take any decisions which may be required. I want to assure you that there will be no delay in the repayment schedule and any issues that come up can be discussed with her. My sister’s complete contact details are as under.

[contact details]

I authorize you to share my mortgage details with her and if she requires any information regarding my mortgage arrangements, please facilitate her in this regard. I am also attaching her identity number and her bank account number and other financial details.

If any other documents are required or there are any further queries, feel free to contact me at [phone number] or [email address].

Looking forward to your cooperation and consideration.

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Letter to Support Employee Immigration Application

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When companies hire employees from other countries, they have to help them through the immigration process. This is a long and tedious process and writing a letter supporting the employee is just the first step of this process and it is not possible without the company taking a personal interest.

The employer must prove that it is a job that requires special skills and cannot be performed without the employee they are requesting to immigrate. They also must prove that the person they have hired has a good character and that letting them enter the country is not a security risk.

A letter written to support the immigration procedure of an employee should include the complete details of the employee Including their date of birth, place of birth, and educational qualification. The date on which they took the job test, their position on the merit list, and the date of their interview when they were finally selected.

Adding all these details would help the immigration officers in reaching a positive conclusion that the person being nominated should be granted immigration.

These are formal letters so the tone should be formal but polite. Edit the letter thoroughly before sending it and ensure that all the facts and figures mentioned are accurate and current.

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I am writing to extend my support for Mr. (name) who has applied for immigration. Mr. (name) is a valued employee in our (country name) office and he has been working for us for the last (number) years. He was hired on (date) as (designation).

In (year) he was promoted to the (designation). He has headed many landmark projects for our organization including (Project name). He has proved his command in cloud programming, repeatedly in different projects and we feel that he would be best suited to head our new project based in (country name) branch. This project will not only help conserve energy but also be the first step in resolving the current energy crisis.

Mr. (name) has been working for us for a long time and we have found him to be an honest, competent and a very hardworking person. He is of good character and an excellent mentor.

His professionalism, attention to detail, thoroughness, and dedication is something we have witnessed over the years. He has proven himself to be a very valuable employee. We trust him completely or else we would not recommend his immigration.

We want to assure you that giving immigration to him and his immediate family, would be a very good step as competent and hardworking people like him help build our nation. His immediate family includes his wife and two children who are under ten years of age.

For any further queries, feel free to contact me at my phone number (phone number) or mail me at my (email address).

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I am writing to you on behalf of (hospital name) in (city). As you must be aware that we have a huge and world-famous oncology department. We have just hired Dr. (name) as a consultant in pediatric cancer. He has a vast experience in this field and has a practice spanning over the last two decades.

It would be an honor to have all that precious experience at our disposal. We are especially excited because he is one of the pioneers in the use of plasma cell therapy. Our patients would greatly benefit from these targeted therapies and even patients from other cities would travel to our hospital to get these treatments as they are not available in our country.

We want to urge you to hasten the process of immigration for Dr. (name) and his wife. Apart from being an excellent doctor, he is also a wonderful human, and his philanthropic contributions are known to all.

His character needs no certificate from us as he is known the world over for his work and personality. In case of any further queries, feel free to get in touch with us on our official hospital number (Number) or email us at (email).

Looking forward to your positive response.

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Thanking Teacher for Writing a Recommendation Letter

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Showing gratitude is always a good idea. It has multiple benefits both for the person being praised and the person receiving the praise. Being praised always encourages people to do better. They feel that their work is seen, and their efforts are valued. Similarly, when someone helps you out in any way, it is a good idea to thank them.

Today, it is not easy for anyone to take out time and put in the effort to help someone else, if anyone does that they should be appreciated, and you should convey your gratitude in the form of a letter.

A thank you letter should not be delayed unnecessarily but sent on time and it should be kept short and precise. You should give the reason for writing the thank you letter. Be genuine in your praise and let the other person know what their gesture means to you.

A recommendation letter is often a requirement for inclusion in a scholarship program while applying for a job or joining a research program. These are written by someone who is well respected in their field and who is an authority in the matter. A recommendation letter by a teacher is required when you are applying for a scholarship program or joining an institution for further studies.

The recommendation of the teachers or mentors who have guided and taught you has a lot of weightage and it is bound to get you an advantage over other applicants. So, when a teacher writes a positive recommendation letter for you, you should thank them by writing a thank you letter.

In this letter, you clearly tell them what you’re thanking them for and what their recommendation letter meant to you. Be genuine in your praise and generous in acknowledging their role.

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As you know that I had applied for a scholarship program for MS in (university) in (country name) and besides other documents, the selection procedure required a recommendation letter from a teacher or a mentor.

As you have taught me electronics for four years in my BE program and know how passionate I am regarding further studies in this field, I felt that you are the most appropriate person to request a recommendation letter from.

As you are a well-respected name in this field and your research papers are read and admired by many across the world, having a recommendation letter by you really meant a lot as it was bound to make a huge difference.

Sir, I am glad to report that I secured the scholarship, and I would be leaving for (country name) on (date). I want to thank you with all my heart for the glowing recommendation letter, you wrote me. I fully realize that without this recommendation letter my chances would have been slim as the best talent from the world in this field was applying for the scholarship program.

Having a mentor like you, who is considered an expert in this field, write such glowing remarks about me has given me a lot of confidence and I will try my best to live up to your expectations.

Hoping to make you proud and looking forward to your blessings in the future too.

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I have been your student for the last four years. You know my passion for IC design and development which is why I requested you to write me a recommendation letter when an opening in the college R&D was announced. I want to join the nanoTech IC Design program.

I am extremely thankful to you for writing me the glowing recommendation letter. It made it possible for me to secure the place.

I promise to work very hard and put in my best. I aim to make you proud and thank you for all the trust you have put in me. Your kind words and trust in my ability have motivated me immensely.

If I have your continued guidance and mentorship, I am sure our team can make a breakthrough in this area of research which will bring accolades to not just our team but our university and our country too. There is great scope of work here and I am excited to start this new assignment.

I would like to express my gratitude one more time and assure you that I will not let you down.

Looking forward to your continued advice and counsel.

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Workplace Harassment Policy Letter Samples

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One of the most difficult aspects of office administration is how to keep discriminatory attitudes in check and keep the work environment positive. when people from different religious, cultural, and social backgrounds come together to work in a company or organization, they bring their own biases and mindsets to the job.

It is important to have an environment of mutual respect and understanding where everyone is given space so that they feel comfortable and can perform their best.

As an employee’s job satisfaction is deeply related to their productivity and hence the organization’s success, hence it is important to keep them satisfied and to investigate a harassment complaint, very seriously.

Different organizations have devised their anti-harassment policies for this very reason. These policies cater to different aspects of this issue. The organization is bound by law to inform all the employees about its harassment policies so that when they are apprehended, no one can claim that they did not know about the policy.

Harassment can be in different forms and ways. if an employee or a group of employees feels discriminated against, based on their race, colour, ethnicity, gender, or religion; it is the organization’s responsibility to ensure that the guilty party gets punished for their behaviour and that the harassment stops immediately.

A letter announcing the company harassment policy is a formal letter and it needs to be written in a very firm and formal tone. The purpose of this letter is to clearly convey:

  • what would be considered an act of harassment.
  • How would a harassment complaint be processed?
  • What actions would the administration take against the person found guilty of harassing another employee or a group of employees?

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We are writing this letter to clearly convey the company policy regarding harassment in the workplace. We would also like to clarify that if you are on a work trip and face any such incident, it would come under workplace harassment too. Please read the following points very carefully and acknowledge that you have received the letter.

  • Our organization prides itself on its inclusivity and the diversity of our workforce. We aim to provide a safe place for everyone who joins our organization. We understand that when a person is completely at ease they perform their best and only then their full potential can be achieved. We have zero-tolerance for harassment of any kind or form in our office.
  • Anyone found to be disturbing the workplace environment by their words or actions would be dealt with harshly.
  • Any employee who faces discrimination or abuse or any unwanted behaviour from any other employee or group of employees is encouraged to report it to the HR department. This can be done over the phone or through email or by personally visiting the (designation).
  • If such an incident is reported, it would be dealt with by the disciplinary committee comprising of the complainant’s immediate boss (unless they are nominated as guilty), the department head, the HR head, and the Head of the administration.
  • This committee would hear both sides and interview the colleagues of the complainant. It would also go through any relevant evidence the complainant is able to produce.
  •  After a thorough investigation, the committee would decide whether the complainant is correct in his/her claim and if their complaint is found valid, the guilty party would be dealt with very harshly, with penalties ranging from a warning letter to immediate termination depending upon the gravity of the situation.

Remember teamwork makes dreams work. It is very important to show tolerance and compassion in a workplace as it improves the overall work environment of the office and affects the productivity of the team.

Looking forward to your cooperation and understanding.

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Our company has employees belonging to different ethnic groups and religious and political beliefs. It is important for the administration that the workplace environment is such that everybody is respectful and tolerant of others’ beliefs and the employees can perform their duties in a safe and secure environment and there is no unpleasantness of any type. Company policy in this regard is very clear.

We have zero tolerance for discrimination or harassment of any type all the employees are equal in the eyes of the administration and all of them have an equal right to promotion and benefits. If it is reported that any gender, ethnic, religious or minority group is being mistreated or anyone is being targeted due to their gender or religion or due to any other reason, the matter will be dealt with very strictly.

An administrative board has been made for this purpose. The duties of this board are to investigate any complaint regarding harassment or discrimination. This complaint can be of harassment in the form of physical harm or slander, backbiting, taunts or jokes meant to insult or hurt an ethnic or religious group.

The board after performing a fair investigation would suggest a penalty for the guilty. In case of severe transgression, immediate termination is suggested.

Remember that all our employees are important to us and if you feel stressed or pressurized by anything, please feel free to get in touch with the administration. We have an open-door policy, and it is our aim to facilitate our employees in any way we can.

Looking forward to your cooperation and understanding.

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Commendation Letter for a Teacher

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Teachers play a very important role in our society. They do not just teach the curriculum but prepare the students for real life. They teach them manners and life skills like negotiating, understanding other people’s points of view, and how to convey their points respectfully, without argument or conflict. Teachers are the backbone of a healthy society. A society that has good teachers produces good leaders and good citizens. Progress is not possible without the positive role of a teacher.

Appreciating the work that the teachers do is important because it encourages them to do better. Also, it is important because the teacher’s hard work often goes unnoticed and unappreciated.

If the students or the parents appreciate the teachers by writing a thank you note or by verbally praising them, it goes a long way in motivating the teachers. Teaching is a tiring job, and it requires a lot of hard work and long hours. A little appreciation goes a long way in encouraging a teacher. It makes them feel that their efforts are seen, and their work is valued.

Sometimes some students need extra encouragement or help from the teacher to understand a subject or to have a command over some topic with which they are struggling in such cases, the parents should take out the time to thank the teacher personally for all the extra effort they have put in.

A commendation letter is one way to thank the teacher for their efforts with your child. The letter need not be very long.

In fact, it should be precise and to the point, but you should mention exactly why you’re thanking the teacher. For example, ‘for your guidance and help in learning to read’ Or ‘For encouraging my daughter to overcome her fear of public speaking. Be genuine in your praise and do not delay the appreciation letter unnecessarily. The letter should be edited and proofread thoroughly before sending.

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My daughter joined your class in (month name). due to my husband’s transfer from another city, she was behind the class on her coursework. I remember that in our first meeting you had assured me that you would help her overcome the gap and there wouldn’t be an issue. Since the first term exams were just two months away so I was worried about my daughter and how she would cover the missed work.

However, I am glad to say that not only did you help her complete her previous work, but you also helped in clarifying her concepts. My daughter is very happy and well settled in the new class and I feel that I must thank you for that too since she is a very shy child and very slow in making friends and not a very social person.

The way you have helped her in adjusting to the new environment and completing the work that she had missed out on, is admirable. I am grateful to you for making this transition smooth and easy for her.

I am very satisfied that she has such a helpful and nice teacher to guide her. I do not think that she would have been able to settle so smoothly into the new school, its new routine, and covered all the missing work so easily, had it not been for your help and guidance.

In the end, once again, I would like to extend my gratitude for all that you have done for her and if there is anything that you want to discuss with me regarding her progress at school, you are always welcome to contact me by call (phone number) or by email at (email address).

Looking forward to your continued guidance and help.

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As the school year ends, I want to thank you for all the efforts that you have put into, helping my daughter (name) read. (Name) was diagnosed as dyslexic last year. Her previous teachers never tried to explore how to help her read while keeping her special circumstances in mind. Your guidance and help have been invaluable in helping her read.

I attribute her remarkable progress in this school year to the special techniques that you have been using to help her. I do not think that she could have made so much progress without your personal interest and the research that you have done about her condition.

Apart from reading, the confidence that you gave her and the admiration and praise that came from her classmates and other teachers as her grades started improving, is something that has impacted her greatly. I want to thank you for all the effort you have put in and all the time that you have taken out for my child, and I want to wish you all the best in all your future endeavors.

Having you as a teacher really changed my daughter’s life for the better. The child who would not go near books has practically become a bookworm. We are very grateful to you for going above and beyond the call of duty and dealing with her condition in such a loving way.

Looking forward to seeing you in the next school year.

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Home Loan Cancellation Letter

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Often people have to take loans to build a home for themselves due to the unavailability of sufficient funds. In this case, there are many services that offer easy terms to take home loans. These loans are usually given at an interest rate and the lender has to pay the original amount plus the interest in easy installments which are decided at the time of granting the loan.

Home loans are very common these days but if someone comes up with sufficient funds or some other source of income that would enable them to buy the house without drawing a loan, they can cancel the loan they had requested originally. In such situations, they would write a letter to the lender and tell them that they no longer require the home loan, and they should communicate if there are any cancellation charges.

Letters of financial nature are formal letters, and they should be written very carefully. Giving out all the details without any ambiguity because they are very serious documents and in case of an issue, they can be presented in the court as evidence for or against the lender.

So, they should be written after thorough fact-checking. Also, the tone should be formal yet polite. Remember that you may have to draw a loan later in life and if you are impolite or rude now you will have difficulty taking a loan later. You should keep your relations with the bank civil and end the loan arrangement on a good note.

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I’m writing this letter to cancel the home loan application I had given earlier. I had requested you for a home loan on (date) as I required an amount of (amount) to complete my home renovation. This loan had to be paid back by (date)and it was decided that I would return the (amount) back in (number) installations of (amount) each.

But now I have come into possession of some funds, and I feel that I will be able to complete the renovations without drawing a loan, so I would like to cancel my application for the home loan. I am sorry for any inconvenience this might have caused you and I’m willing to pay cancellation fees If there are any.

I would like to thank the bank officials who made this transaction very smooth and made it very convenient for us to draw the loan. If I ever need to take a loan again, I would be approaching your bank due to the convenience and the efficiency with which the entire thing was handled. Also, I have recommended your excellent services to friends and family. Keep up the good work!!

Looking forward to your understanding and consideration.

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I had drawn a loan from your bank on (date) of the amount (number).  It was decided that I would repay this loan within a period of (number) in installations of (amount). My home loan application had gone for final approval. But the circumstances have changed a bit and I have come in possession of some amount. Basically, I have inherited some amount from a relative who passed away recently, and I feel that I would be able to complete my home renovations with this amount.

I want to cancel my loan application. I’m sorry for any inconvenience this might cause on your end. But trust me it was not intentional, and I only came to know of the money a little while back, and as soon as it’s confirmed I’m writing to you.

I am going to return the amount that I have drawn today on (date) and I am willing to pay cancellation charges according to the bank policy. I would also like to take this opportunity to thank you for the quick processing and efficient handling of my loan request.

I was really impressed by the interest taken by your agent and the help that I was extended throughout the process. I would recommend your Bank for drawing loans if anyone in my friends and family needs one. keep up the good work.

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Mortgage Thank you Letter

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A mortgage is a legal agreement in which the debtor keeps the title of the property in their name until the debts are not paid back. The bank employees who help you secure the mortgage put in a lot of effort and once a person gets his mortgage proposal approved, it is common that they write a thank you letter to the person who has facilitated them. It is a long procedure involving a long documentation process including attaching proof of income, pay slips, etc. The broker’s help and guidance make it easier to secure the mortgage.

Appreciating the efforts of an employee always encourages them to perform even better. Appreciation makes them feel recognized and they feel that their efforts are valued which motivates them to do better. Showing your gratitude also warms up the relationship between the client and the service provider and they take a personal interest in your case. Writing a thank you letter is the most common way to show your appreciation for a business or a service provider.

A thank you letter is a formal letter that is addressed to the broker who has facilitated you. It should be kept brief and precise. Avoid unnecessary information. Show your genuine gratitude for the help you were given. Proofread the letter thoroughly before sending it so that there are no errors in it. documents of financial nature need more thorough editing than normal business letters. It is a formal business letter but the tone should be cordial.

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I want to express my gratitude for all the help you extended in securing my mortgage. I realize that my case was not a simple one and it is due to your personal interest that I was able to get this mortgage and for that, I would be forever grateful to you. I had heard of your firm’s reputation for facilitating their customers and making the mortgage process smooth.

Now I have experienced this first hand and I agree with others that you have made a tedious process much simpler and if I had gone anywhere else this process would have taken much longer. Also, the different options available were too confusing for me and I could not decide which was the best-suited plan, it was only through your help that I was able to select a plan that suited me both in terms of interest rate and installment amount.

Your guidance and assistance in this regard have been invaluable. You perfectly understood my situation and found me a lender whose interest rate and other terms suit me well. I am very grateful to you for all your efforts and want to thank you for being so cooperative and on top of everything having such a reasonable commission. I look forward to a mutually beneficial working relationship.

Thanks again for your assistance and guidance.

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I want to thank you for your tireless efforts and dedication which you helped me complete my mortgage application. Without your guidance, it would have been very difficult for me to know which documents to attach and to complete the documentation in time. Without it, it would have been impossible to secure the mortgage.

Your professionalism and dedication are reflected every step of the way. The lender you selected and the interest rate you got me, were not possible without extensive market research. I realize that it is out of respect and a good past experience with you, that the lender has offered such a reasonable interest rate to me. I would like to assure you that I would pay all the installments on time and you would not face any problems in this regard.

Your help in getting this loan approved means a lot to me as we urgently required this amount for getting our house renovated which is currently in very bad shape. I appreciate your efforts and am sure to recommend you to my friends and family if they require any mortgage services.

Looking forward to a good working relationship.

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Commendation for a Good Suggestion from an Employee

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When the employer compliments or appreciates an employee, it increases the employee’s confidence level and makes them feel appreciated. It is important that the employees are praised for good performance and if they do anything that adds value to the company it should be acknowledged as an employee who is appreciated always puts in more effort and works with more dedication in the future.

Praise makes them realize that their work is seen, and their efforts are valued which motivates them to do better. The office atmosphere and team relations also improve when team members feel that the work they do is prized.

These factors directly affect employees’ satisfaction with the job which in turn affects their productivity. Hence, it is always a good idea to commend an employee for a job well done. Praising one employee encourages other employees to work hard too.

A commendation letter is a formal letter written to praise an employee for their contributions. The tone of the letter would be congratulatory and positive but formal. keep the length of the letter short but, it is important that you clearly mention the reason why you are appreciating the employee so that they know what your expectations are and how they can further improve their performance.

The language used should be straightforward and positive. Edit the letter thoroughly to remove unnecessary details and proofread it before sending.

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I want to appreciate you for the wonderful suggestion you gave during the staff meeting held on [date] to tackle the problem of students’ nonseriousness before exams. This is a huge issue for the school as bad results affect the school’s reputation as well as the teacher’s GPA which is taken to be a direct measure of their teaching ability.

It is also a fact that no matter how good a teacher is if the students do not put in the required effort, they can never get a good result. The student’s bad performance in the first term exam forced us to call a brainstorming session on how to tackle this issue.

As teachers interact daily with the students and know them very well, they are the best guides on how to deal with their non-serious attitude. Your suggestion to invite the parents for a meeting and present the problem to them and make them a partner in this process was excellent.

Further discussions on your suggestion resulted in the making of a WhatsApp group and on that group, the daily attendance and the classwork and homework were updated along with the results of surprise tests.

The parents were to ensure that their child did all the work assigned for the day and was regular in school. Now a month has passed since these changes were implemented and we are proud to say that they have made a huge difference in the student’s attitude and performance as proved by their monthly test results.

We want to compliment you on this excellent suggestion. No institution can run smoothly without the positive contribution and personal interest of its staff. Parents, teachers, and students must work together as a team to ensure that the students stay focused and perform well.

Your contribution is really appreciated. A good idea given with good intentions and with the knowledge of the background of the situation has immense power as proved by this event. Thank you for taking such a keen interest and for sharing such a good idea. Keep up the good work!!

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I am writing to commend you for your excellent suggestion during the meeting held on [date]. Due to Covid and the subsequent lockdowns, the project completion got delayed. The client was not willing to acknowledge that this delay was not due to our negligence but due to various factors beyond our control and they wanted us to pay a hefty fine for late completion.

The delay was inevitable due to the unavailability of labor during the lockdowns and then due to the late delivery of the raw materials due to the lockdown in [city name] from where the raw materials were being sourced.

You suggested that the client should send their own team, who would then go over all the progress from the start and judge independently whether the fine was justified or not. This suggestion was welcomed by both parties and the client agreed to send a team to analyze and assess the situation.

We are confident that their findings would support our claim, as we have honestly gone above and beyond our ability to get the project completed in time but due to the pandemic, it was nearly impossible.

We are very proud of the fact that you presented such a good suggestion spontaneously. The ability to think in a crisis or emergency is a very rare quality and to stay calm when the other party is being unreasonable and convince them of your point of view is the sign of a great leader.

Therefore, we see great leadership qualities in you. We want to commend you and inform you that your efforts are valued and we appreciate your hard work and dedication.

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Three Months’ Probation Completed Letter to Employee

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Often companies hire employees on probation. This probation period may last from 3 months to a year. During this period the employee’s performance is monitored and evaluated. If at the completion of this period, the employer feels that the employee is suitable for the company and is appropriate for the position for which hiring is being done, the company signs a contract with the employee.

The need for a probation period arises from the fact that even the most thorough interview cannot guarantee that the employee is appropriate for the job but during the probation period it is easy to evaluate and monitor the employee’s work habits and temperament.

Whether or not they can work in a team effectively and whether they have the required skill set for the job or not. When the probation period is over the employer informs the employee, if they have been selected or not.

In the letter the employer would first congratulate the employee on the completion of the probation period and then it will go on to explain briefly what points were noticed during the evaluation. It would list the employee’s strengths and weaknesses, and, in the end, it would be announced if the company wants to hire the employee or not.

It is a formal letter, and it will be written in the standard format of a formal letter. Even if the employee is not hired, the letter should be ended on a positive note wishing the employee the best for the future and congratulating them on the successful completion of the probation.

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I (name), (designation) from (department name) am writing to congratulate you on the successful completion of your probation. Your three months probation started on (date). Your performance over this period has been exemplary. You were evaluated based on your team leader’s assessment report and your score on the basic training test. We are glad to inform you, that you have come second on the merit list.

Another criterion for evaluation was your ability to work in a team. You have proved that you are a good team player along with having the required skill set for the job. It is due to this reason that the company has decided to offer you a contract.

You would be hired as (designation) in the department (department name). You would be working under Mr. (name). He is a great mentor and has trained a lot of newcomers. We are sure that with your hard work and his guidance, you will learn a lot and would be able to explore your full potential.

In the end, I would like to congratulate you once again on your selection and hope that you make the best of this opportunity. We have very high hopes from you and I am sure you will prove us right.

Welcome to the team.

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I (name), (designation) from (department name) am writing to inform you that your three months probation, which started on (date) has been completed. During this time, you worked on our software development platform. Mr. (name) was your team leader and project supervisor. Based on his assessment report and your performance in the (basic training test) you have come on the sixth place on the merit list.

We would like to congratulate you on your score on the basic training test taken at the end of your probation. It shows your expertise in this field and your aptitude. We appreciate the hard work you have put in and the dedication with which you have completed your probation but as you know that currently, we only have five vacancies to fill so we would not be offering you a place at the moment.

However, if any of the first five selected employees decide not to join, their place would be offered to you. Also, we would keep you on our list and as soon as some vacancy opens, you would be contacted.

We want to wish you all the best in your future endeavors. We are sure that with your talent and hard work, you have a very bright future in front of you.

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Mortgage Authorization Letter

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A mortgage is a legal agreement that enables a person to get a loan from a bank on interest while giving the bank the title of the debtor’s property in return. The title is shifted back to the debtor upon complete payment of the debt. It is a very common money lending procedure.

In order to apply for the mortgage, a proposal letter is written listing the details of the property the debtor wishes to mortgage against. It also includes the names and contact details of the people who know the person applying for a mortgage and are willing to act as his guarantors. The debtor has to give his credit details proving that he has a stable source of income and would be able to pay the loan back.

A mortgage authorization letter is written when the debtor wants to allow a trusted third party to have access to their mortgage loan repayment information and options. Sometimes when people get married or enter a business partnership they want to share their mortgage with their spouse/business partner.

Another scenario may be when they feel that they will not be able to repay their loans due to some financial crisis or health issue, they may bring in a third party who can buy their mortgage and pay the remaining amount.

As these are formal letters addressing a financial issue, they must be written very carefully and in a formal tone. The letter should not be unnecessarily long nor should the letter include unnecessary information but all relevant details must be included.

It must clearly state who is being authorized with what and for how long. As these are addressing a financial situation, they need to be proofread very carefully.

Spelling or grammatical mistakes would leave a very bad impression. The information shared must be accurate and all the receipts and any other proofs or important documents should also be attached.

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I took out a mortgage from your bank on [date] for starting home construction. As you know from my record that I have been regular in my repayments and have already paid the due amount but due to a recent development I feel that it is important that I share my mortgage with my son.

Recently I have been diagnosed with [disease name]. Due to the severity of my symptoms, my doctor has advised me to go for [name] surgery. After the surgery, the doctors would decide on a further course of action. I am told that I have a very high chance of making a full recovery but I do not want to take a chance.

I do not want my disease to delay the repayment schedule, so I am going to share my mortgage with my son. You are hereby authorized to share all details of my mortgage with him as he will be handling all financial issues from now onwards till I get better. I am sharing his contact details below.

I want to assure you that you will not face any inconvenience or delay in the repayments as he is a very responsible person and I am sure that everything will keep running smoothly. If you have any queries, please feel free to contact me any time before [date] as that is the date of admission to the hospital.

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I took out some loan from your bank against my house as security on [date]. I have already made three repayments and as you know from my record I have been regular in my repayments. However, I recently got married and I want to include my wife [name]’s in my mortgage. I authorize you to share my payment details and any other information related to my mortgage with her.

I assure you that you would not face any issue with repayments in fact, as now we would be sharing the installment amount we intend to repay the loan sooner. I am sharing the details of my mortgage account for your convenience.

Looking forward to your cooperation.

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